IDLC Personal Loan

IDLC Personal Loan (IDLC Finance)

Product Features
We realize your all out efforts to enhance the quality of existence, however necessities now not wait for your savings to build up. Commonly, it will get tougher to fulfill ever altering wants. IDLC Finance restrained, the largest financial institution of the country, can support you achieve your aspirations with a personal loan that is suitable for you. IDLC personal loan - financing for all your need!

Advantages of IDLC Personal Loan

1. Quick loan Processing
2. Flexible Interest rates
3. Minimum possible fees
4. Quick settlement

Purpose

1. Meeting financial Need
2. Marriage/Education
3. Any Family Purpose
4. Traveling
5. Health Treatment   
   

Types of Loan

IDLC Finance provided two types of loan under Personal Loan Category:

1. Secured Personal Loan
2. Unsecured Personal Loan

Loan Amount

IDLC Finance Providing Taka 50,000 to Taka 10 Lacs to suit your personal requirement at IDLC Personal Loan.

Loan Tenure
Loan tenure one year to five years

Interest Rates and Fees

IDLC Finance offer very competitive interest rate for Personal Loan. Interest rates are set based on the financial status.

For more information please visit: IDLC Personal Loan

Read More:

Home Loan, Auto Loan, Personal Loan, Home Equity Loan, Debt consolidation Loan, SME Loan
 

SME Loan

Dutch Bangla Bank SME Loan

Purpose:    Expend of Existing Business and meet up working capital requirement

Target Customers:    Any Small and Medium Enterprise Business as per criteria provided by Bangladesh Bank

Loan Amount   

Minimum : TK. 100,000/-
Maximum : TK. 10,000,000/-
Interest Rate : @20.00% (Floating)
Collateralize : @17.00%
Others: No Processing Fee, Renewal or Enhancement fee

Tenure: One year, Renewable

Overdue Fee:    3% p.a. on Additional overdue amount

Others Charges & VAT: Stamp charges & VAT applicable as per Gov. Rule.

Eligibility:

Bangladeshi by birth
Age limit: 21 years to 65 years

At least two years of experience in related business.

 Required Documents

1. One Copy passport size color photo of applicant
2. One Copy passport size color photo of guarantor
3. NID/passport/ driving license of applicant and guarantor : Photocopy
4. Utility bill (municipal tax/electricity/gas/water/) : Photocopy
5. Tax, E-TIN: Photocopy
6.  One Year Bank statements of applicant and guarantor

Read More:

Home Loan, Auto Loan, Personal Loan, Home Equity Loan, Debt consolidation Loan, SME Loan

Home Loan

Delta Brack Housing Home Loan, Prime Bank Home Loan

Home Loan

Make use of your vacant land which is simply outside the Metropolitan Zone to construct semi-pacca houses through our financing scheme Abash. We offer the loan to avail better mortgage restrict for development of your semi-pacca houses. It might probably release your renting possibilities and allow you to turn your dream into reality.

Purpose

    Development/enhancement of semi-pacca constructing for residential use.
    To takeover loans from other Banks/Non Banking economic associations.

Features

1. Competitive interest rate.
2. Grace period: 6 Month
3. Phase disbursement: Allowed.
4. Low Processing fee: 1.25% of the loan amount.
5. Quick loan processing.
6. Monthly installments : Automatic realization
7. Easy repayment schedule.
8. Joint applicant: Allowed.
9. Early, full and partial settlement: Allowed.

Customer Eligibility

• Salaried person: Minimum one year experience with 6 months employment in present Company.
• For Businessmen: Minimum one year experience in same business.
• For Landlord: At least six months rental income.

Age Limit

• 22 -65 Years (at the time of application)

Gross Salary/Income

    BDT. 30,000.00 (Taka Thirty Thousand) for salaried person

Loan Tenor

    Maximum loan tenor is 10 years plus 06 months grace period.

Required Documents

1. One Copy passport size color photo of applicant
2. One Copy passport size color photo of guarantor
3. NID/passport/ driving license of applicant and guarantor : Photocopy
4. Utility bill (municipal tax/electricity/gas/water/) : Photocopy
5. Tax, E-TIN: Photocopy
6. One Year Bank statements of applicant and guarantor