Thursday, 1 September 2016

Home Loan



Delta Brack Housing Home Loan, Prime Bank Home Loan

Home Loan

Make use of your vacant land which is simply outside the Metropolitan Zone to construct semi-pacca houses through our financing scheme Abash. We offer the loan to avail better mortgage restrict for development of your semi-pacca houses. It might probably release your renting possibilities and allow you to turn your dream into reality.


Purpose
    Development/enhancement of semi-pacca constructing for residential use.
    To takeover loans from other Banks/Non Banking economic associations.


Features
  1. Competitive interest rate.
  2. Grace period: 6 Month
  3. Phase disbursement: Allowed.
  4. Low Processing fee: 1.25% of the loan amount.
  5. Quick loan processing.
  6. Monthly installments : Automatic realization
  7. Easy repayment schedule.
  8. Joint applicant: Allowed.
  9. Early, full and partial settlement: Allowed.


Customer Eligibility
  • Salaried person: Minimum one year experience with 6 months employment in present Company.
  • For Businessmen: Minimum one year experience in same business.
  • For Landlord: At least six months rental income.





Age Limit
  • 22 -65 Years (at the time of application)
Gross Salary/Income
    BDT. 30,000.00 (Taka Thirty Thousand) for salaried person


Loan Tenor
    Maximum loan tenor is 10 years plus 06 months grace period.

Required Documents

  1. One Copy passport size color photo of applicant
  2. One Copy passport size color photo of guarantor
  3. NID/passport/ driving license of applicant and guarantor : Photocopy
  4. Utility bill (municipal tax/electricity/gas/water/) : Photocopy
  5. Tax, E-TIN: Photocopy
  6. One Year Bank statements of applicant and guarantor

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Tuesday, 30 August 2016

SME Loan


Islami Bank Bangladesh Limited  (IBBL) SME Loan


Formation of SME Division

The Board in its emergent meeting held on 02.11.2005 accredited a memo bearing No. 2005/one hundred fifty five with the next decision:

“Resolved that the funding in Small organization will likely be made in line with the terms and stipulations contained in the Annexed “complete Small enterprise investment policy” and SME Division beneath funding Wing will be established with indispensable restructuring and duly manning with enough officers as proposed.”

so as to emphasize SME investment, to run its SME services easily and to reinforce the SME hobbies of the bank, it has created a separate Division particularly “Small and Medium corporation Division” in 2009.





Specialized SME Branches

As per tenet and law of Bangladesh bank, the Board of directors of the bank has chosen a good quantity of SME inclined areas, where specialized SME/Agriculture Branches are being opening in order to facilitate the competencies entrepreneurs in getting access to to the finance from Sharia’h founded banking sector. Up to now nos. Of such specialised SME Branches have been opened and more such Branches can be opened at the SME susceptible areas by using order.

Eligibility clients for IBBL SME Loan


  1. Only for Bangladeshi Citizens
  2. Owner of Private Limited Company/Proprietorship/ Partnership/ Company or Business
  3. Up to date Trade License, VAT Registration, TIN etc.
  4. Repayment assessment by Bank Authority Like Source and capacity cash flow
  5. No objection from CIB report
  6. Proper business facility and skill manpower with required experience
  7. At least 3years of business Experiences.


SME Investment


Purpose of Investment
  • To meet Capital Investment for project establishment and Business improvement.
  • Increase working capital to improve the Business  (like overhead expenses or Procuring of Raw materials & trade goods,  etc.).

Mode of Investment
  1. Capital Investment: 
  2. Working Capital

Special Schemes under Imslami Bank SME Loan:
IBBL has been financing SMEs by way of the following detailed schemes below SME apart from above recounted modes and purposes of Investment
  1. Women Entrepreneurs’ Investment Scheme (WEIS)
  2. NRB Entrepreneurs’ Investment Scheme (NEIS)
  3. Micro Industries Investment Scheme (MIIS)
  4. Small Business Investment Scheme (SBIS)
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Home Equity Loan

Home Equity Loan


Home Equity Loan is a loan you can use for any purpose you want. Vacations, car, education? With Millennium Home Equity Loan that you may manage to pay for whatever!

Why choose Millennium Home Equity Loan?

    Attractive interest rates and an option to lower the spread by 0.5 p.p. within the lending period
  •     Loan Range : 70% real estate,
  •    Total lending period : 25 years.

Additional benefits:

    Appealing margins and curiosity rates and an option to decrease the unfold by using 0.5 P.P. Within the lending period
Home Equity Loan
  1. Quick Processing Time
  2. We accept of numerous sources of earnings - in Millennium you will be granted a loan, when you have contract of unspecified or precise period, earn centered on Civil law contracts (e.G. Contract of mandate or contract to perform a distinctive mission), as well as when your run your possess industry (and are ready to provide the financial institution with suitable accounting and tax files).
  3. Comfort - a quantity of mortgage provider services, e.G. Loan vacations or grace period
  4. Friendly consumer service - numerous consumer-friendly internet choices facilitating mortgage provider (e.G. Choice to put up order of previous loan compensation, loan vacation trips, alternate of installment date etc.).
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Monday, 29 August 2016

Bank Asia Limited Auto Loan




Auto loan


This product will give you auto financing to the purchaser segment, Underneath this scheme, the auto is hypothetical to the bank. Your drive to succeed you this a ways. Now indulge for your passion for driving one of the vital world’s finest vehicles and enjoy vigor, efficiency and luxury.


 Features



  1. Auto Loan for brand new and reconditioned car ( Not for Business purpose)
  2. Loan ranges from 200,000 taka - 2,000,000 taka.
  3. Repayment tenure: 1 Year to 6 Years
  4. Installment: Automatic ( Monthly Realization)
  5. Granter : one guarantor required
  6. Documentation : Short and Easy

Eligible Person

Eligible persons have minimum of three (3) years’ experience for:
 
  1. Job Holder ( Monthly Salary Basis)
  2. Self Employed : Chartered Accountant, Architects,
  3.  Engineers, Doctors, Certified Consultant & IT Professionals

Businessperson
Age: 25 years to 65 years
Document: Trade License, VAT, TIN, TAX No. 
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Saturday, 27 August 2016

Debt consolidation loans



How do debt consolidation loans work?


With a debt consolidation loan, you effectively transfer all of your borrowing, or a massive chunk of it, onto the one loan.

That you may then shut down the various credit card and loan preparations you’ve had previously, utilizing your consolidation mortgage to clear the money owed. Instead than making lots of separate payments to exclusive lenders each month, you’ll simplest must make one to your mortgage provider.

With each separate current loan you look to repay, investigate whether there are any early compensation expenditures – and, if so, element them into your calculations.




Most debt consolidation loans are unsecured, because of this the lender can’t lay claim to your dwelling if you are unable to maintain up with repayments. That doesn’t imply that you may be informal about paying what you owe, nonetheless – the lender could still pursue you by means of the courts for its cash.

Be wary of loans which are secured, as this means that the debt is held against your own home (or one other asset), so when you’re suffering from repayments, your house could be at danger.

Why you need to consolidate credit card debt


The largest hindrance with bank card debt is the high interest rates. In case you are juggling multiple cards, and making simply the minimal fee on each and every one, the steadiness owed does not cut down very much.

Utilizing a debt calculator, one can find for your self how lengthy it'll take you to pay off your debt this way. You enter how a lot you owe, the interest cost and what you believe that you can pay each month. You do that for every loan. The outcome perhaps stunning—you might be watching at decades earlier than you will have matters beneath manage once more. With a auto mortgage or loan, which you could work out a shrink price making use of your home as collateral. Or that you would be able to sign on with some of the debt consolidation organizations to do the negotiating for you. Not so with the credit cards. With a Perform personal mortgage for debt consolidation you could obtain manage over your debt. A debt consolidation loan is the most strategic step that you would be able to take to receive monetary freedom.

More Reference: Debt Consolidation Loans
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Thursday, 25 August 2016

EBL Auto Loan



Car loan, Auto loan Features

   
Auto Loan from Eastern Bank Limited for the brand new and reconditioned car.
    
Loan amount: From BDT 350,000 to BDT 4,000,000 (or 50% of total  value whichever is lower )
   
  • Low interest rate
  • Repayment tenure of 1 Year to 5 Year
  • Monthly installment: Automatic
  • We accept Full and partial settlement
  • We accept Spouse as Joint Applicant
  • One Guarantor required
  • Easy Documentation Processing
  • Quick Loan Processing 

 


Customers that are Eligible
   
Credit worthy persons like:
   
» Private Company Job Holder: Last six months empoyment withe current company with three years private job experiences.
» Self Employment (Minimum 24 months experience) :  Certified Consultant & IT Professionals Engineers, Architects, Doctors, Chartered Accountant.

» Businessperson : 24 months Bank transaction with experience

» Land owners : Update valid documents.
   
Age:
   
» Minimum : 22 Years old
» Maximum : 60 years (For Salaried person), 65 Years old (For Others)
   

Monthly Minimum Income:
   
» Salaried Persons: BDT 30,000
» Professionals/Businessman/Self Employed: BDT 40,000
   
Joint Spouse applicant allowed: (Salaried person/Professionals/Businessman/Self Employed) Combined Gross monthly Salary  should be minimum 40,000 taka





Read More:

Home Loan, Auto Loan, Personal Loan, Home Equity Loan, Debt consolidation Loan, SME Loan
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Auto Loan




BARAC Bank Car Loan: 

It's time to own an Car.

Whether or not you wish to have to buy a company new car or a reconditioned one, BRAC financial institution Auto loan is constructed for highest velocity and efficiency. Get your dream auto on the street very quickly.

Eligibility
  1. To be had for Salaried individuals, industry folks, Self Employed & Landlord.
  2. Minimum Age: 25 Years
  3. Maximum age: sixty five years at the time of mortgage maturity
  4. Minimal month-to-month sales: BDT 25,000 (for salaried); BDT 35,000 (for others)
  5. Length of provider: validated employment with total 1 yr work expertise
  6. Age of industry: Min 3 years.

Facets
    Up to 50% of quoted price of the automobile

    Gighest mortgage ceiling up to BDT forty Lac*

    Curiosity expense: starting from 10.Seventy five%

    Tenure : 12 to 60 Months

    For brand new and reconditioned cars

Documents Required
  1. Bank Statement (Last One Year)
  2. National ID (Photocopy)
  3. Passport size photo : One copy  
  4. Guarantor passport size photo: One copy
  5. Price quotation: 3 Copy
  6. One copy Application, One visiting card
  7. Update Tax return/certificate

Documents for Company/Job/salaried individual
*Letter of introduction stating cash, issued by means of the company authorized person.

Documents required for business individual
Trade License
Bank Statement (One Year)
Memorandum of Articles (Photocopy)

Documents required for for Land/Home/Flat owner
   Legitimate records of the property

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